12 published articles across 2 volumes — search by title, author, keyword or abstract.
Defined benefit (DB) pensions have long served as a crucial tool for addressing old-age security challenges globally. However, in Nigeria, their relevance diminished after June 2004, reflecting a broader trend where these schemes lost favour due to the financial strains of an aging population. In th...
As individuals approach retirement, they face a complex web of factors that can impact their financial security. Our study sheds light on the intricate relationship between life expectancy, years of service, and pension benefits, with a focus on spot contract liability and implicit contract liabilit...
"This study aims to provide an analytical utilization of the GM (1,2) model in survivorship estimation, with specific objectives as to determining the force of mortality, estimating the number and curve of survivors, and ascertaining the number and curve of deaths. The data used in this research was...
This study investigated the impact of carbon emissions on Nigeria's economic growth from 1990 to 2022. The research focused on key variables including carbon dioxide (CO2), energy consumption, methane emissions (NH4), and inflation rate. Using the Fully Modified Ordinary Least Squares (FMOLS) method...
This study examines factors influencing enrollment in Nigeria's National Health Insurance Act 2022 (NHIA) healthcare program among informal economy workers, who often face poor safety, health conditions, and limited insurance coverage, leading to preventable health issues. A sample of 389 workers fr...
This study investigates healthcare utilization and out-of-pocket (OOP) expenses across Nigeria's northwestern states. Using primary data from household surveys and secondary data on state healthcare budgets, the study employs the frequency method and generalised logit regression model, it examines s...
This study examines how chronic health conditions influence pension liabilities by modeling long-term mortality risks associated with diseases such as cardiovascular disease, diabetes, and respiratory illnesses. Using a hypothetical dataset based on actuarial principles and mortality tables, it simu...
The profitability of insurance companies hinges on more than just policy volume; adequate premium rates are crucial to ensure timely claim payouts. In Nigeria, many insurers struggle with premium income underwriting performance due to inadequate risk-based pricing, leading to asset depletion and com...
As policymakers scramble to combat pension deficits, defined contribution pensions emerge as a promising solution. But what drives their success? Our study reveals that total contributions and investment returns are the twin engines of this scheme. However, a mismatch between projected and actual re...
The pension reform Act 2004 marked a significant shift in the administration of Pension Fund Administrators (PFAs) in Nigeria. To improve the adequacy of retirement benefits, the Act was amended in 2014, increasing the minimum contribution rates to 18%. This study investigates the impact of this ame...
